When Do Late Payments Fall Off Your Credit Report?
December 3, 2025
Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information.
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Do Tax Liens Impact Your Credit & How to Fix A Public RecordDecember 1, 2025
As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.
25 Facts About Credit and Credit ScoresNovember 24, 2025
We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.
Does Breaking a Lease Hurt Your Credit?November 20, 2025
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
Do Evictions Show Up On Credit Reports?November 17, 2025
Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.
Does Paying the Minimum Hurt Your Credit Score?November 14, 2025
Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.
What Credit Score Do You Need to Lease a Car?November 12, 2025
There’s no specific minimum credit score requirement to lease a car. Your approval requirements can vary from dealership to dealership. Read more.
How to Read a Credit Card StatementNovember 11, 2025
Learn how to read your credit card statement, understand key terms, and catch errors or fraud with this guide to credit card statements. Read more.
ITIN vs. SSN: What Are The Differences?November 10, 2025
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
